Initiative for Financial Decision-Making
Welcome to the Initiative for Financial Decision-Making
Stanford’s Initiative for Financial Decision-Making synthesizes research, education, technology, policy, and programs to democratize access to financial education.
We envision a world in which people are empowered to make informed financial decisions to achieve financial freedom. We seek to do this through:
Message from Faculty Director
“More than ever, we need people to be financially secure and resilient. That’s why we must provide access to financial education to everyone. Just like reading and writing, people need financial literacy to thrive.”
Annamaria Lusardi, Faculty Director
The Big Three Questions
The Big Three—a trio of simple financial literacy questions—have become the gold standard for measuring whether people understand the basic concepts needed to manage money, build wealth, and create a financially secure future.
Faculty Insights
Build your financial knowledge with quick insights on topics from compound interest to debt management.
Upcoming Events
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Teaching Personal Finance Conference
2026 Teaching Personal Finance Conference
Stanford University
Stanford, CA
United States
The Initiative for Financial Decision-Making is a collaboration among
