2025 Stanford Financial Education Symposium

• Joshua Caraballo, National Endowment for Financial Education (NEFE)
• Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University

Session Chair: Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University

Hanno Lustig, Stanford Graduate School of Business
Financial and Total Wealth Inequality with Declining Interest Rates
Paper  |  Presentation

Session Chair: Gary Mottola, FINRA Investor Education Foundation 

• Miguel Ferreira, Nova School of Business and Economics
  Finance for All: Experimental Evidence of a Financial Literacy Program
  Presentation
• Daniel Mangrum, Federal Reserve Bank of New York
  Financial Education and Household Financial Decisions during the Pandemic
  Paper  |  Presentation
• Luis Castellaños, The World Bank
  Financial Literacy and Economic Decision-Making in an Inflationary Context: Evidence from Colombia 
  Paper  |  Presentation

Session Chair: Hakan Ozyilmaz, Initiative for Financial Decision-Making 

• Cindy Zhu, Wharton School of the University of Pennsylvania
  Do Government-provided Free Tax Services Promote Public Financial Literacy? The Impact of Taxpayer Assistance Centers on EITC Claims
  Presentation
• Paul Freed, Darla Moore School of Business, University of South Carolina
  Financial Literacy and Financial Crime: A Regression Discontinuity Approach
  Paper  |  Presentation
• Siun Lee, Texas A&M University
  When Groups Make Us More Myopic: Implications for Financial Education Program
  Paper  |  Presentation

Session Chair: Greg Buchak, Stanford Graduate School of Business 

• Tim de Silva, Stanford Institute for Economic Policy Research (SIEPR)
  Selection Inattention
  Presentation
• Matteo Benetton, Haas School of Business, University of California, Berkeley
  Celebrity Persuasion
  Paper  |  Presentation

Session Chair: Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University 

• Michael Boskin, Department of Economics, Stanford University; Hoover Institution
• Patricia M. Kelly, University of California, Santa Cruz
• Diego Mendez-Carbajo, Federal Reserve Bank of St. Louis 

Presenter: Benjamin Keys, Wharton School of the University of Pennsylvania 
Paper

• Neale Mahoney, Department of Economics, Stanford University; Stanford Institute for Economic Policy Research (SIEPR)
• John Shoven, Department of Economics, Stanford University; Stanford Institute for Economic Policy Research (SIEPR) 

Session Chair: Jason Seligman, Investment Company Institute 

• Alexander Michaelides, Imperial College Business School
  Trust and Investment Loss: Evidence from UK Financial Corporate Failures
  Paper  |  Presentation
• Maya Haran Rosen, Hebrew University of Jerusalem; the Bank of Israel
  Trust, Financial Literacy, and Financial Behavior Driving Retirement Security
  Paper  |  Presentation

Session Chair: Andrew Elgin, United States Military Academy at West Point 

• Guglielmo Briscese, University of Chicago
  The Role of Parental Beliefs, Financial Literacy, and Public Policies in Financing Higher Education: An Experimental Study
  Paper  |  Presentation
• Sheisha Kulkarni, University of Virginia
  Search and Negotiation with Biased Beliefs in Consumer Credit Markets
  Paper

Session Chair: Bozidar Plavsic, Initiative for Financial Decision-Making 

• Jing Xian Ng, Wharton School of the University of Pennsylvania
  Credit When You Need It
  Paper  |  Presentation
• Valerie Boctor, University of California, Berkeley
  Mortgage Forbearance and Financial Distress in the Long Run
  Paper  |  Presentation
• Ricardo Pommer Muñoz, Columbia University 
  Information Frictions and the Market for Climate Adaptation
  Paper 

Session Chair: Tim Kaiser, University of Kaiserslautern-Landa; Stanford Institute for Economic Policy Research (SIEPR) 

• Irina Gemmo, HEC Montreal
  Determinants and Life-Cycle Effects of Survival Ambiguity
  Paper  |  Presentation
• Riccardo Calcagno, Polytechnic University of Turin
  Financial Literacy, Shocks Realization, and Macroeconomic Outcomes
  Paper  |  Presentation
• Venoo Kakar, San Francisco State University
  Financial Literacy Blind Spots and Financial Preparedness Among College Students
  Presentation

• J. Michael Dedmon, National Endowment for Financial Education (NEFE)
• Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University