2026 Stanford Financial Education Symposium

• J. Michael Dedmon, National Endowment for Financial Education (NEFE)
• Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University

Session Chair: Sally Gainsbury, University of Sydney 

• Mandeep Singh, University of Sydney
  Wins, Windfalls and Willpower: Liquidity and Self-Regulation in Online Sports Gambling
  Paper | Presentation
• Nick Grasley and Mariana Guido, Stanford University
  Do Sports Bettors Need Consumer Protection? Evidence from a Field Experiment
  Paper | Presentation

Session Chair: Alberto Rossi, Georgetown University 

• Tim de Silva, Stanford Graduate School of Business
  How Good is Generative AI Personal Financial Advice?
  Paper | Presentation
• Michael Blank, Stanford Graduate School of Business
  The Household Impact of Generative AI: Evidence from Internet Browsing Behavior
  Paper | Presentation

Session Chair: Franca Glenzer, HEC Montréal 

• Jeremy Burke, University of Southern California
  Is Financial Knowledge Really Declining? Randomized Evidence on the Effects of Smartphone Responses
  Paper | Presentation
• Anita Mukherjee, University of Wisconsin-Madison
  Asset Decumulation in Retirement: Patterns, Predictors, and the Role of Financial Literacy
  Paper | Presentation
• Oksana Smirnova, Cornell University
  Learning About the Stock Market: Asset Allocation Spillovers from Defined Contribution Pension Plan Access
  Paper | Presentation

Session Chair: Gary Mottola, FINRA Investor Education Foundation 

• Saumitra Jha, Stanford Graduate School of Business
  Seeing Green: The Effects of Financial Exposure on Support for Climate Action
  Paper | Presentation
• Xinyu Zhang, Cornell University
  The Impact of Financial Education Resources on Novice Investors
  Presentation

Session Chair: Ryan Rholes, University of Mississippi 

• Tim Kaiser, University of Kaiserslautern-Landau
  Economic Literacy: Measurement, Expectations, and Policy Views
  Presentation
• Marta Cota, Nova School of Business and Economics
  Financial Skills and Search in the Mortgage Market
  Paper | Presentation

Session Chair: Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University 

• Diogo Guillen, Visiting Scholar at SIEPR and Former Deputy Governor for Economic Policy at the Banco Central do Brasil
• Diego Mendez-Carbajo, Federal Reserve Bank of St. Louis

Session Chair: Hakan Ozyilmaz, Initiative for Financial DecisionMaking (IFDM), Stanford University 

• Ernesto Villaneuva, Bank of Spain
  Five-Year Impacts of High School Financial Education on Knowledge, Preferences, and Schooling Decisions
  Paper | Presentation
• Bill Skimmyhorn, Raymond A. Mason School of Business, William & Mary
  Evaluating the Effectiveness of Financial Coaching: Evidence from a Randomized Controlled Trial with Catholic Charities Dallas
  Paper | Presentation
• Ray Charles Howard, University of Virginia Darden School of Business
  Youth Participation in Financial Education: A Large-Scale Field Experiment
  Paper | Presentation

• Ravisha Chutani, University of Georgia
  Consumer Adoption of AI in Financial Planning: How Prior Technology Adoption Moderates the Impact of Financial Capability
• Varun Gande, Stanford University
  Annuitization Puzzle: Evidence from Lottery Outcomes
• Arnav Hiray, Georgia Institute of Technology
  Credit Cards, Confusion, Computation, and Consequences: How Well Do LMs Reason About Financial Literacy?
• Iris SooJin Park, University of Wisconsin
  The Impact of Decision Aids on Health Insurance Selection
• Xingyu Shen, University of Rochester
  From High School Ledgers to College Majors: High School Financial Education, Career Choices, and Human Capital
• Elaine Shen, University of California, Berkeley
  Dollars and Sense: Self-Selection in Financial Literacy Education

Session Chair: Filipe Correia, University of Georgia Terry College of Business 

• Selale Tüzel, USC Marshall School of Business
  The Paradox of Opportunity: Socioeconomic Origins of Financial Gender Gaps
  Paper | Presentation
• Nathanael Vellekoop, University of Chicago
  Gender Differences in Reactions to Income Shocks
  Paper | Presentation
• Jeffrey Anvari-Clark, University of North Dakota
  Financial Interdependence in Multigenerational Households: Universal Orientation, Contextual Diversity, and the Primary of Financial Efficacy Over Financial Education Participation
  Presentation

Session Chair: Francis Murphy, U.S. Military Academy West Point 

• Daniel Herbst, University of Arizona
  Credit Access in the United States
  Paper | Presentation
• Nicholas Sougiannis, US Naval Academy
  Financial Literacy Amongst High-Performance Leaders: The State of Financial Literacy at the United States Naval Academy
  Paper | Presentation

• Madelyn Smith, National Endowment for Financial Education (NEFE)
• Annamaria Lusardi, Initiative for Financial Decision-Making (IFDM), Stanford University